Such a simple card, yet so elegant.
Scrapbook paper is glue to the front of the card base. The edges are sponged with dark brown ink to add depth and interest. The maroon strip has a deocrative accent cut with the Create A Cut paper cutter. If you don't have that product you can draw two parallel on the back of the paper and use those as cutting guide lines.
The phrase is by Viva Las Vegastamps. It was stamped with VersaMark and embossed with fineline black powder then layered on the same maroon paper as the decorative accent strip.
The little pearly dots are Liquid Pearls by Ranger. This particular color was white opal.