Now these really aren't ruffles, they are scallops. The larger scallops are from a Sizzix extended cut die and the two smaller ones from Quikuts dies. The papers in the top card are from DCWV Madly In Love Stack and the lower from DCWV Rustic Stack.
On the lower card all the edges have been sponged, which fits very well with the vintage rustic look of the paper. The Valentine stamp is unknown. Punches, larger heart, Punch Bunch, other punch unknown.